The 2026 Cadillac CT4 is the final model year for this nameplate. Cadillac Global Vice President John Roth confirmed the CT4 will not continue beyond 2026 as Cadillac pivots its lineup toward electric vehicles and SUVs. That context matters for buyers right now because final-year vehicles frequently carry stronger dealer incentives as inventory needs to clear before the nameplate ends, and because the CT4-V Blackwing, widely regarded as one of the most accomplished performance sedans at any price, will not be replaced by a direct successor. TrueCar’s transaction data from 137 recent sales shows buyers averaging 2.5 percent below MSRP, with the base Luxury averaging $36,833 against its $37,795 sticker. KBB listings confirm Premium Luxury configurations at $1,000 to $2,413 below sticker on current dealer inventory. GM Authority confirms the full 2026 CT4 lineup including the $1,795 destination charge: Luxury starting at $37,795 RWD, Premium Luxury at $42,195 RWD, Sport at $46,195 RWD, CT4-V at $52,395 RWD, and CT4-V Blackwing at $65,395 with the standard six-speed manual. Edmunds recommends the Premium Luxury as the best bet, noting its genuine leather upholstery makes the interior feel more worthy of the Cadillac badge. This guide covers confirmed pricing across all five trim families, the Blackwing’s unique place in the performance sedan segment, Edmunds’ honest competitive assessment, and how to get real competing dealer quotes before you negotiate on the CT4’s final year.

2026 Cadillac CT4 Pricing: Five Trim Families and Their Configurations

GM Authority’s authoritative pricing breakdown, including the updated $1,795 destination charge, confirms the full 2026 CT4 lineup: Luxury RWD at $37,795 and AWD at $39,795; Premium Luxury RWD at $42,195 and AWD at $44,195, with the more powerful 2.7-liter engine pushing those to $46,095 and $48,095; Sport RWD at $46,195 and AWD at $48,195; CT4-V RWD at $52,395 and AWD at $52,895; and CT4-V Blackwing with the six-speed manual at $65,395 or the 10-speed automatic at $68,570. Rear-wheel drive is standard on all trims, and all-wheel drive is optional on everything except the Blackwing, which is RWD only. The CT4 competes against the BMW 3 Series, Mercedes-Benz C-Class, and Audi A5 sedan, with the V-Series and Blackwing competing against the BMW M340i, Mercedes-AMG C 43, and Audi S5. As with every luxury vehicle in this guide series, Cadillac does not publish dealer invoice pricing or holdback percentages. Our Insider Access to Dealer Pricing tool puts real competing local dealer quotes in front of you before you ever step onto a lot.

What Invoice Pricing Means on the CT4

Cadillac does not publish dealer invoice pricing or holdback structures. TrueCar’s 2.5 percent average discount across 137 recent transactions, producing an average paid of $36,833 against the $37,795 Luxury sticker, is the most statistically meaningful transaction data available and represents approximately $962 in real savings at the entry level. KBB listings confirm stronger discounts at the Premium Luxury: one at $43,257 against a $45,670 MSRP saves $2,413, another at $42,845 against a $43,845 MSRP saves $1,000, and a third at $45,395 against a $46,395 MSRP saves $1,000, with the $2,413 discount on the first listing suggesting dealer-specific variation that rewards shopping multiple locations. U.S. News Best Price Program users save an average of $3,300 off MSRP across vehicles in their program, a useful benchmark for what prepared buyers are achieving. The final-model-year context may produce additional dealer motivation to offer stronger discounts as the year progresses and inventory needs to clear before the nameplate ends.

Edmunds’ Honest Competitive Assessment

Edmunds is direct: the CT4 belongs to the compact luxury sedan category and faces off against rivals including the BMW 3 Series, Mercedes-Benz C-Class, and Audi A5 sedan, all of which cost more than the CT4 but will also feel more comfortable and luxurious. This is the most candid competitive framing in any luxury sedan article in this guide series and worth acknowledging before you make a decision: the CT4’s German rivals are more expensive and, by Edmunds’ assessment, more refined in the areas of luxury and comfort. The CT4’s counter-argument is price, handling character, and particularly at the Blackwing level, performance that its German competitors at equivalent prices cannot match.

TrueCar’s assessment adds a useful nuance: handling is a CT4 strength, the standard models prioritize comfort but retain better body control than most rivals, and parking and low-speed maneuvering are easy thanks to its compact footprint. For buyers whose priority is driving dynamics and value over the tactile luxury refinement of a BMW 3 Series interior, the CT4’s case is stronger than Edmunds’ luxury comparison alone suggests. For buyers whose primary consideration is interior feel and refinement, Edmunds’ assessment deserves weight.

Breaking Down the Five Trim Families

Edmunds recommends the Premium Luxury as the best bet, noting that genuine leather upholstery makes the interior feel more worthy of the Cadillac badge in the grille. Here is how all five families break down.

Luxury ($37,795 RWD / $39,795 AWD with destination)
The Luxury serves as the entry point with a turbocharged 2.0-liter inline-four producing 237 horsepower and 258 lb-ft of torque paired with an 8-speed automatic. Standard equipment includes Cadillac’s Safety Alert Seat, automatic emergency braking, lane keeping assist, and the Cadillac User Experience infotainment system. Fuel economy runs approximately 23 city and 34 highway MPG on the RWD configuration. For buyers who want the CT4’s compact luxury sedan character at the lowest possible price in its final year, the Luxury delivers the entry experience cleanly.

Premium Luxury ($42,195 RWD / $44,195 AWD with destination)
The Premium Luxury is Edmunds’ recommendation, adding genuine leather upholstery that makes the interior feel more worthy of the Cadillac badge. It also includes adaptive cruise control, a Bose premium audio system, and the option of the more powerful 2.7-liter turbocharged four-cylinder at $46,095 RWD and $48,095 AWD. TrueCar describes the Premium Luxury as upgrading the experience with genuine leather seating, Bose premium audio, and Cadillac’s latest safety advancements, bridging comfort and tech with elegance. KBB listings confirm Premium Luxury models at $1,000 to $2,413 below sticker on current dealer inventory, making this the trim with the most documented real-world discount data in the lineup. For most CT4 buyers, the Premium Luxury is the natural landing point.

Sport ($46,195 RWD / $48,195 AWD with destination)
The Sport leans into athletic styling with grippier performance tires and offers the option of adaptive suspension, tailored for spirited driving. It shares the 2.0-liter engine with the Luxury and Premium Luxury while adding visual differentiation, a sport-tuned suspension, and the adaptive dampers that give drivers genuine control over the CT4’s ride character. For buyers who want the CT4’s performance personality expressed most fully on the standard engine, the Sport is the natural destination before stepping to the V-Series powertrain.

CT4-V ($52,395 RWD / $52,895 AWD with destination)
The CT4-V uses the more powerful turbocharged 2.7-liter four-cylinder producing significantly more output than the base engine, paired with a 10-speed automatic. The V-Series adds performance-calibrated chassis tuning, Brembo brakes, and the visual cues of Cadillac’s V-Series performance brand. The CT4-V’s competitive set includes the sportier versions of the German rivals, like the BMW M340i, Mercedes-AMG C 43, and Audi S5 sedan. For buyers who want genuine performance sedan capability without the Blackwing’s price or manual transmission requirement, the CT4-V is the accessible V-Series entry point.

CT4-V Blackwing ($65,395 6MT / $68,570 10AT with destination)
The Blackwing is the CT4’s crown jewel and the vehicle that has earned the most consistent critical acclaim in this nameplate’s history. A handbuilt twin-turbocharged 3.6-liter V6 produces 472 horsepower and 445 lb-ft of torque, making it the most powerful CT4 ever built. The standard transmission is a six-speed manual with available rev-matching; the 10-speed automatic is a $3,175 option for buyers who prefer the automatic while still wanting the Blackwing’s performance credentials. Magnetic Ride Control adaptive suspension, carbon fiber interior trim, Recaro sport seats, and performance-calibrated everything distinguish the Blackwing from every other CT4 and from most performance sedans at its price point regardless of brand. For buyers who specifically want the most driver-focused performance sedan available at this price point and are comfortable with the knowledge that this is the final Blackwing of this generation, the 2026 represents the last opportunity to buy one new.

The Final Year Context: How It Affects Buying Strategy

The CT4’s confirmed discontinuation after 2026 creates two relevant buyer dynamics. For buyers interested in the standard Luxury, Premium Luxury, or Sport trims, the final-year status means dealers have increasing motivation to move inventory as the year progresses and as new CT4 deliveries diminish. Negotiating room typically expands in final model years, and buyers who shop later in the calendar year may find more motivated dealers than those who shop immediately after launch. For buyers specifically interested in the CT4-V Blackwing, the final-year status carries a different consideration: once current inventory sells through, new Blackwings will no longer be available, and the used market premium that typically develops around discontinued performance sedans may make today’s new-car pricing look attractive in retrospect. Neither consideration should create artificial urgency in your buying process, but both are worth factoring into your timeline and negotiating approach.

Current 2026 Cadillac CT4 Incentives and Financing

GM Financial periodically offers promotional lease and financing terms for CT4 buyers, and the final-model-year status may produce additional manufacturer support for buyer incentives as the year progresses. Cadillac maintains military appreciation pricing for active duty and veteran buyers and first responder discounts. The CT4 carries Cadillac’s standard 4-year/50,000-mile bumper-to-bumper warranty and 6-year/70,000-mile powertrain coverage. Getting a competitive local dealer quote through our Insider Access to Dealer Pricing tool gives you the clearest picture of your actual out-the-door cost before visiting a single dealership.

What a Realistic Price Looks Like Across the CT4 Lineup

Based on TrueCar’s 2.5 percent average transaction discount across 137 recent sales, U.S. News’ confirmed $3,300 average savings, and KBB listings showing $1,000 to $2,413 below sticker on current Premium Luxury inventory, here is what a realistic negotiated outcome looks like. On the Luxury RWD, targeting $36,700 to $37,400 with destination reflects a competitive result, consistent with TrueCar’s confirmed $36,833 average. On the Premium Luxury RWD, targeting $41,000 to $42,500 is achievable, consistent with KBB listings confirming $42,845 and $43,257 on current inventory. On the Sport RWD, targeting $44,800 to $45,800 with destination reflects the discount pattern at this tier. On the CT4-V, targeting $50,700 to $52,000 is achievable with competing quotes. On the CT4-V Blackwing with the manual, targeting $62,500 to $64,000 with destination reflects realistic expectations, with final-year dynamics potentially improving this range as inventory matures.

These targets assume you have gathered competing quotes from multiple local Cadillac dealers, decided on RWD or AWD before comparing prices since the cost difference is consistent across trims, determined whether the standard 2.0-liter or the 2.7-liter engine fits your performance priorities on Premium Luxury, and kept trade-in discussions completely separate from the new vehicle price negotiation.

Get Local Cadillac Dealers Competing for Your CT4 Purchase

With 2.5 percent documented in real transaction data across 137 recent sales, KBB listings confirming up to $2,413 below sticker on current Premium Luxury inventory, and the final-model-year dynamics that typically produce increasingly motivated dealer pricing as the calendar year progresses, shopping multiple Cadillac dealers against each other is the most reliable approach to finding the best available price. Click the “Get Prices” button above, select the 2026 CT4 trim and drivetrain you are considering, and you will receive real pricing from local Cadillac dealers competing directly for your purchase, typically within minutes and without visiting a single showroom.

Whether the value-entry Luxury, Edmunds’ recommended Premium Luxury, the performance-focused Sport, the V-Series power of the CT4-V, or the Blackwing’s once-in-a-generation performance sedan credentials fits what you are looking for, getting competing offers first means you walk into any final negotiation already knowing what other dealers in your area are willing to offer for the last new CT4 you will ever be able to buy.